About Our Firm

Tribal Regulatory Services (Tribal Reg) is a tribal regulatory services company for tribally owned consumer lending and e-commerce businesses. Tribal Reg offers experienced tribal regulatory professionals to tribes and tribal entities on a fractional basis; as little as 20 hours per month. Fractional resources primarily work remotely but can be onsite if the need arises. Our founders have deep experience with the tribal regulatory industry and tribal lending entities (TLE) through their over 20 tribal relationships across the country. We specialize in delivering a cost effective, professional, efficient, and valuable resource to tribal clients who want to ensure compliance in their programs.


Tribal Reg’s mission is to be the leading provider of tribal regulatory services and personnel to Indian Country consumer lending and e-commerce businesses at a cost tribes can afford.

TribalReg Leadership Team

  • Executive Director of Compliance, Cindy Riggs has over 30 years of experience in the collections and finance industries. During that time, she held Executive Management positions in several areas including Compliance, Client Services, and Business Development. She has lead in the development, implementation, and management of all aspects of Regulatory Compliance Programs, as well as internal initiatives such as Quality Assurance, Complaint Management, Licensing, Training, and CFPB readiness. She has also played key roles in development of interdepartmental process that enhanced operational expertise and results, while maintaining a balanced and compliant environment.
  • Compliance Director, Bret Crandall is a veteran expert with over 30 years of experience in the Collection Industry to include compliance, vendor management, licensing, business planning, and operations.  Bret is accustomed to the rigors of fast-paced, customer-driven environments requiring a sharp attention to detail, consummate accuracy, and an array of technical skills. Bret possesses a combination of strategic team leadership and effective problem-solving skills that aids our clients with Compliance Oversight, Complaint Management, Licensing, Training and CFPB readiness.